At MPOWER Mobile, our cutting-edge mobile applications are developed to serve two goals: to empower people by equipping them with portable tools that create access while also adding significant value to all partners and shareholders of the company.
Our proprietary solutions are built around consumer-proven and universally-adopted services and technology. YAP is our first suite of product applications in payments. With YAP products, MPOWER Mobile delivers a series of first-of-its-kind functionality and access to mobile payments for the underserved.
By enabling people around the world to send money, accept credit and debit card payments, and make purchases directly from their mobile phones, MPOWER Mobile is changing the way people pay and get paid. Some benefits to end consumers include:
- The ability to pay bills on the go
- The ability to send money (P2P transfers) domestically
- The ability to get mobile alerts to linked accounts
- The ability to accept credit and debit card payments for goods and services
- The ability to top up prepaid phones minutes with ease while avoiding interchange charges to the carrier
- The ability to buy goods and services from retailers at traditional POS
- The ability to remit funds cross-border from their cell phone anywhere anytime
The MPOWER Mobile suite of services brings a new level of financial sophistication and access to anyone with a mobile phone and basic knowledge of how to use "text messaging." Through the simple text messages or "SMS" (Short Message Service) available on all mobile phones, consumers can access all YAP products and services. They can also opt to install an applet designed for their handset or use the browser on their phones for a more graphical interface.
To ensure security, MPOWER MOBILE provides patent-pending anti-phishing and fraud abatement technology.
Additionally, MPOWER Mobile applications comply with all major financial industry regulations and provide risk management tools including required "Know Your Customer" identification, Credit Rating capabilities, Anti-Money Laundering monitoring and traditional fraud detection, as expected for any robust financial services product.
To learn more about YAP payment products, please visit a specific product section of this site.