- Roy Sosa, CEO
- Betrand Sosa, Chief Marketing Officer
- Neeraj Bansal, Executive Vice President, Bus. Dev. & Co-Founder
- Frances Pinedo, Vice President, Risk
Roy Sosa
CEO
As CEO of MPOWER Mobile, Roy Sosa provides strategic oversight and direction for the company. Mr. Sosa is a Founding Partner of MPOWER Ventures, L.P., and he currently serves as the Chairman and CEO of MPOWER Labs, Inc.
Mr. Sosa has over nine years of experience in the alternative financial services industry, having started NetSpend Corporation in 1999. NetSpend was the first prepaid card processor to specifically target the un-banked segment and as the former President and CEO, Mr. Sosa was the principal behind the company's business architecture and partnerships-driven culture that has led NetSpend to become a global leader in prepaid card services.
Mr. Sosa's unique entrepreneurial style is rooted in his diverse areas of expertise, including technology, strategy, design, finance and economics, and media. In addition to his tenure in the private sector, Mr. Sosa also served with distinction in the United States Marine Corps where he received numerous meritorious citations and promotions, including the Navy-Marine Corps Achievement and National Defense Service medals.
Betrand Sosa
Chief Marketing Officer
As Chief Marketing Officer, Bertrand Sosa oversees the consumer strategy, product development, and advertising and marketing initiatives of MPOWER Mobile. Mr. Sosa is a Founding Partner of MPOWER Ventures, L.P. and currently serves as President of MPOWER Labs, Inc.
Mr. Sosa has over nine years of experience in the alternative financial services sector, having co-founded NetSpend Corporation in 1999. As Vice President of Brand Development of NetSpend Corporation, Mr. Sosa was responsible for all consumer and corporate positioning of products and services, providing keen insight on the markets served, and leading the planning and execution of corporate communications strategies for the company.
Mr. Sosa is an active supporter of community organizations and non-profit programs nationwide. With NetSpend, Mr. Sosa developed a first-of-its-kind prepaid debit card program that today supports Breast Cancer research awareness nationwide, and he established the University of Texas College of Communication's first Advertising and Sports Marketing Scholarship Fund.
Neeraj Bansal
Executive Vice President, Business Development & Co-Founder
As Executive Vice President for Business Development, Mr. Bansal is responsible for identifying, cultivating, and managing MPOWER Mobile’s strategic relationships. He brings together key business and technology elements from industries such as financial transaction processing, wireless telecomm, retail and banking.
Prior to co-founding MPOWER Mobile, Mr. Bansal was Director of Business Development at CareGain, where he was a member of the founding team that built the business from inception to its ultimate acquisition by Fiserv. He helped lead the business to over $5MM in revenue, including the sale and deployment of the platform used by three of the top five insurers. Previously, Mr. Bansal built a market vertical for first Rain, using its products for market intelligence as a base and creating a multi-million dollar business unit. As Director of Business Development for NeuVis, now part of IBM, Mr. Bansal managed several complex client and strategic partners with Fortune 500 companies -- in particular, the relationship with IBM that led to the acquisition of the company. Mr. Bansal began his career as co-founder and CEO of 3Data Inc., which automated building product e-commerce by raising financing and signing the top two product manufacturers as pilot clients.
Mr. Bansal has also held positions at Viant, SGI and Tandem Computers. He serves as a board member and advisor to several ventures and investment funds including A1Technology, TB Capital, Slaant.com, Oryx and MyHollyworld. Mr. Bansal has won several awards, including the CMU Entrepreneur of the Year ( 1998). He has a Masters in Electrical and Computer Engineering and Business, as well as undergraduate degrees in Computer Engineering, Business Administration and Cognitive Science from Carnegie Mellon University.
Frances Pinedo
Vice President, Risk
As Vice President of Risk Management at MPOWER Mobile, Ms. Pinedo is responsible for enterprise risk management for all the products and services of the company. In her role, Ms. Pinedo oversees and manages exposure in the areas of money laundering, financial loss, and credit-, consumer-, and third-party fraud. Her areas of responsibility include development of all facets of the risk management area at MPOWER Mobile, including formation of risk assessments and design of the tools, policies, and processes necessary to support the Risk Management function.
Ms. Pinedo comes to MPOWER Mobile with over 14 years of experience in financial services. Most recently Ms. Pinedo was Director of Risk Management at NetSpend Corporation, where she was an executive for six years, holding several positions including head of Risk Strategy, Analytics, and Operations, as well as Call Center Director and Customer Service Manager. Before joining NetSpend, Ms. Pinedo was a risk strategy consultant for various large financial service companies, including USAA, and a Risk Manager at Household International where she worked closely with cross-functional teams including, marketing, customer service, collections, business development, and fraud operations in the development of risk analysis and strategy.
Ms. Pinedo earned an S.B. in Management Science/Operations Research from the Massachusetts Institute of Technology, in addition to a minor in Latin American Studies. She is a firm believer in the enablement of financial services and advancement in education for the underserved.