Board of Directors.

Roy Sosa
Chairman and CEO

As Chairman and CEO of MPOWER Mobile, Roy Sosa leads the Board of Directors in providing strategic oversight and direction for the company. Mr. Sosa is a Founding Partner of MPOWER Ventures, L.P., and he currently serves as the Chairman and CEO of MPOWER Labs, Inc.

Mr. Sosa has over nine years of experience in the alternative financial services industry, having started NetSpend Corporation in 1999. NetSpend was the first prepaid card processor to specifically target the un-banked segment and as the former President and CEO, Mr. Sosa was the principal behind the company's business architecture and partnerships-driven culture that has led NetSpend to become a global leader in prepaid card services.

Mr. Sosa's unique entrepreneurial style is rooted in his diverse areas of expertise, including technology, strategy, design, finance and economics, and media. In addition to his tenure in the private sector, Mr. Sosa also served with distinction in the United States Marine Corps where he received numerous meritorious citations and promotions, including the Navy-Marine Corps Achievement and National Defense Service medals.

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Bertrand Sosa
President

Outside his responsibilities as a President of MPOWER Mobile, Mr. Sosa is also a Founding Partner of MPOWER Ventures, L.P. and Co-Founder and President of MPOWER Labs, Inc., and shares the passion, vision and day to day responsibilities of carrying out a mission of empowering the world's underserved. In his role as President of MPOWER Labs, Mr. Sosa is responsible for the planning, development, and execution of the organization's business strategies, including global management of product development, advertising and marketing initiatives.

As Co-Founder and Vice President of Brand Development of NetSpend Corporation, Mr. Sosa worked to advance the financial independence of millions of self-banked Americans. During his day to day responsibilities at NetSpend Mr. Sosa was responsible for all consumer and corporate positioning of products and services, providing keen insight on the markets served, and leading the planning and execution of corporate communications strategies for the company. In 2004, Mr. Sosa was awarded the regional Ernst & Young Entrepreneur of the Year Award.

Mr. Sosa is an active supporter of community organizations and non-profit programs nationwide. With NetSpend, Mr. Sosa developed a first-of-its-kind prepaid debit card program that today supports Breast Cancer research awareness nationwide, and he established the University of Texas College of Communication's first Advertising and Sports Marketing Scholarship Fund.

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Moneet Singh
Director

Prior to co-founding MPOWER Mobile, Mr. Singh served as Director of Product Strategy at CareGain, later acquired by Fiserv. In this role, he led product development for a complex rules-based enterprise platform that linked health insurance claims management and prepaid debit transaction processing to empower patients through Consumer Directed Health Care accounts. Previously, Mr. Singh developed his expertise in the telecomm and mobile industry in his roles as VP of Product Development and VP of Consulting at Kinetic Workplace, now part of Deloitte. At Kinetic, he helped Fortune 1000 companies like 3Com, HP, Sprint and Procter & Gamble deliver to their workforce secure, innovative remote-work and mobile-office solutions. Mr. Singh also co-founded and designed the platform for 3Data, an e-commerce start up for the building products industry, which pioneered product recognition and order management within 3D Computer Aided Design software environments.

Mr. Singh holds an MBA, with Distinction, from the Johnson School at Cornell and also received his Bachelors, with University Honors, and Masters of Science from Carnegie Mellon University.

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Neeraj Bansal
Director

In addition to his role as a Director of MPOWER Mobile, Mr. Bansal also serves as the Executive Vice President for Business Development, responsible for identifying, cultivating, and managing MPOWER Mobile’s strategic relationships. He brings together key business and technology elements from industries such as financial transaction processing, wireless telecomm, retail and banking.

Prior to co-founding MPOWER Mobile, Mr. Bansal was Director of Business Development at CareGain, where he was a member of the founding team that built the business from inception to its ultimate acquisition by Fiserv. He helped lead the business to over $5MM in revenue, including the sale and deployment of the platform used by three of the top five insurers. Previously, Mr. Bansal built a market vertical for first Rain, using its products for market intelligence as a base and creating a multi-million dollar business unit. As Director of Business Development for NeuVis, now part of IBM, Mr. Bansal managed several complex client and strategic partners with Fortune 500 companies -- in particular, the relationship with IBM that led to the acquisition of the company. Mr. Bansal began his career as co-founder and CEO of 3Data Inc., which automated building product e-commerce by raising financing and signing the top two product manufacturers as pilot clients.

Mr. Bansal has also held positions at Viant, SGI and Tandem Computers. He serves as a board member and advisor to several ventures and investment funds including A1Technology, TB Capital, Slaant.com, Oryx and MyHollyworld. Mr. Bansal has won several awards, including the CMU Entrepreneur of the Year ( 1998). He has a Masters in Electrical and Computer Engineering and Business, as well as undergraduate degrees in Computer Engineering, Business Administration and Cognitive Science from Carnegie Mellon University.

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Arif Ahmed
Director

Dr. Ahmed was Executive Vice President and Group Head of Strategic Initiatives & eCommerce at United Bank, one of the largest banks in Pakistan with over 1,000 branches throughout Pakistan and the Middle East. At United Bank, he worked closely with regulators to introduce several groundbreaking financial services products in the region, and he established Pakistan’s leading online banking, online remittances, direct marketing, and mobile banking businesses. Previously, Dr. Ahmed served in various senior strategic marketing, engineering, and business development capacities playing an integral role in the launch of first-to-market telecom and networking innovations for leading companies including Motorola, Inc. (now Freescale Semiconductor), 3Com Corporation, USRobotics, and Sharp Electronics Corporation.

Dr. Ahmed holds a Bachelor of Science and a Ph.D in electrical engineering from the University of Oklahoma and a Master of Business Administration from Northwestern University's Kellogg School of Management.

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